You spend most of your life not thinking about your auto insurance, until something happens and you need it. This leads most people to only cover the damage to their car, which can leave them exposed to big bills down the line.
It’s important that you consider fully covering your vehicles, especially the ones you use every day, so that if an event occurs, you know you’re covered. Make sure that if there is an accident, the people inside of the car are protected as well as the car itself. Make sure that all property damaged in a collision is covered. Make sure that the limits on your policy aren’t going to leave you with big bills. It’s important that you talk through this with an agent and get the right coverage for you.
That may sounds expensive, but that’s where KoverageOne goes to work. We’ll help you compare quotes from all the major insurance providers so that we get you the best rate for your needs. This way your wallet is just as protected as your vehicle.
Types of Coverage
There may be more types of coverage than you’re aware of, and your current policy might be leaving you exposed.
This is the part of your policy that covers your car in the event of an accident and helps pay to get your car fixed, whether you hit another vehicle, a pole, a wall, or almost anything else.
If anything happens to your car other than a collision, like a theft, getting hit with a rock, damage to your windshield, etc, then your comprehensive insurance covers that.
If you damage someone else’d vehicle or property, or you do damage to public property that you are liable for, than Property Damage coverage will help pay for it.
Bodily Injury Liability
If you are found responsible for a collision and there are people in the other car that are hurt as a result of the accident, this helps pay for their medical expenses.
Un-insured & Under-insured Liability
Sure, all drivers are supposed to have insurance, but not all of them do and some don’t have very good insurance. This coverage helps fill in the gaps if the other diver doesn’t have enough bodily injury liability to cover your expenses, for example.
If you also own an RV, motorhome, camper, or trailer that you want to insure, KoverageOne can find you great coverage at affordable rates.
If your trailer or RV gets damaged, you want to feel confident that you can get it repaired or replaced. Speak to your KoverageOne agent today and feel confident that all your vehicles are covered, no matter what they are.